How to Use Amazon Pay and Send & Request Money

Do you have got the Amazon pay app on your phone? If sure, Amazon India is now providing money transfers across India thru banks and Unified bills Interface (UPI), through its very own cellphone app.

You needn’t buy whatever from Amazon India to use their money switch and referral awards. All you want is the Amazon India app in your smartphone and one or extra bank accounts to your name.

right here’s the way it works.

How to Use Amazon Pay

How to Use Amazon Pay and Send & Request Money

Earlier Amazon Pay could serve most effective as a pay as you go wallet wherein you can deposit money as much as Rs.100,000. The money can be used to buy stuff from Amazon or different participating online stores or pay bills.

Now, Amazon India has upgraded its app to provide money transfers immediately from your bank account to that of a relative or friend.

To use the provider, login for your Amazon app. in case you don’t have an Amazon account, it’s very easy to create one by using registering on their internet site with a legitimate email id or cell wide variety and creating a password.

Later, download the Amazon app in your phone and login.

  • Upon logging-in, go to the Amazon Pay hyperlink on the app.
  • right here you’ll find the primary menu.
  • click at the ‘send money’ hyperlink.
  • Now you’ll get two options. the primary option is to add cash in amazon pay using the UPI cope with of your relative or pal. the other is to send it to their bank account the use of their account quantity, Indian monetary system Code (IFSC) and financial institution and branch information.

Sending money on Amazon BHIM

Sending money on Amazon BHIM is unfastened. but first, you’ll ought to create a BHIM person identity and password. BHIM– or Bharat Interface for money- is an instantaneous cash remittance gadget from the Indian government’s Unified bills Interface (UPI).

the following step is to attach your bank account with BHIM.

this is very smooth. you need to key within the ultimate six digits of your debit card issued through your bank.

You’ll get a One Time Password to affirm that you are linking your bank account on BHIM

Upon efficiently coming into the OTP, you may pick out a 4 or six-digit mystery wide variety as your passcode for BHIM transactions.

Amazon Pay will mechanically generate a UPI address for you. it's going to commonly include your 10-digit cell range observed by way of @apl

So the Amazon Pay UPI deal with will appear like 0000000000@apl for instance

if you don’t like this UPI deal with, it’s feasible to generate one in every of your alternatives on Amazon Pay. but, it's going to give up with @apl

Amazon India is partnering with Axis bank to provide this service.

you are now equipped to send money the usage of Amazon BHIM facility.

  • Genuinely key within the UPI deal with of your relative or friend.
  • It will ask you to verify the UPI address. when you press ‘verify’, Amazon BHIM will display the call of your relative or friend to whom you are sending cash.
  • Point out the amount of cash you want to ship.
  • click ‘ship’.
  • The Amazon Pay BHIM will ask you for the four-digit or six-digit passcode.
  • Key in this 4-digit or six-digit passcode.
  • Amazon BHIM sends the money inside seconds. You’ll get an SMS affirmation of the transaction.
  • if you have SMS signals from your bank, you’ll additionally get a message from your bank pronouncing how plenty cash was debited and the transaction number.
There are not any charges to ship money on Amazon BHIM.

Bank-to-Bank Transfers on Amazon Pay

it is also feasible to ship cash within the conventional manner, as Bank-to-Bank switch the use of Amazon Pay app.

  • Input the call of the character to whom you’re sending cash.
  • Key in the Indian economic machine Code (IFSC code) of the financial institution and branch wherein your relative or friend holds an account.
  • The app additionally has a facility to check and verify IFSC codes of all banks in India, simply in case you are unsure.
  • Now point out your beneficiary’s bank account range.
  • affirm your beneficiary’s bank account wide variety.
  • mention the quantity of money you want to send.
  • Press ‘send’. The money goes for your friend inside a few seconds.
  • You’ll get SMS affirmation of your transaction from Amazon Pay as well as the financial institution.
  • You don’t ought to pay any fees to use this financial institution-to-financial institution immediately switch provider too.

Earn Cashback from Referrals

To popularize this new service, Amazon India changed into imparting Rs.31 as referral rewards. recently Amazon has discontinued this refer and earn software.

Request for money

you may additionally request household and pals to send you money when you have their cellular number or UPI deal with. This system is very beneficial in emergencies in case you need cash for any reason or wish to acquire dues from a person.

alternatively, your contacts can also request you for cash. This provider is useful if you want to pay for purchasing on Amazon India the usage of UPI.

you could use the Amazon India UPI cope with to pay for numerous services and products. here, the seller or corporation will ship you a price request. click on ‘Pay’ and the cash might be debited out of your financial institution account. again, you’ll get confirmations of the debit- from Amazon-BHIM and your financial institution.

Paying with QR Code

Amazon Pay app now additionally functions a QR code and scanning facility. this indicates, you may truely test the QR code of your beneficiary’s UPI account and send cash instantly. Or, they are able to experiment your QR code and pay instant.

Amazon gift Vouchers

pressured approximately what present to ship your loved ones? you could ship an immediately Amazon gift Card through the Amazon Pay app. moreover, Amazon Pay app also functions brand vouchers from companies inclusive of Uber cabs that you may ship.

Additional offerings

Amazon Pay now gives you the power to pay for flight tickets, recharge your cell, pay cellphone and different bills thru its app.

moreover, the app features infinite unique offers from Amazon as well as other online retailers.

a number of the partners of Amazon Pay include:

you could test the special gives and discount coupons to be had on any precise day or period on the Amazon app.

Wrap Up

earlier than I conclude, right here’s some thing you can’t do on Amazon Pay app.

you may’t send money out of your Amazon Pay stability in your household or friends using BHIM or bank transfers. That’s because Amazon India often deposits cashback from various offers on purchases you are making.

universal, i'd price Amazon Pay’s new carrier many of the first-rate in India. It compares a great deal higher than several other on line wallets and on line payments banks.

Paytm payments financial institution costs a stiff price for moving money from your account to every other. Amazon doesn’t have such more charges.

To make the great out of Amazon Pay offerings, I advocate you choose the overall know Your customer (KYC).

The system is quite simple: login to Amazon Pay, upload images of your permanent Account quantity (PAN) card and an address proof which includes legitimate passport, riding license or Voter id card.
agenda an appointment and an Amazon consultant will visit your premises for verification of these documents. The service is given loose with the aid of Amazon India.

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